Jumbo Loans

Financing above conforming loan limits

Who it may fit

• Buyers in higher-cost markets
• Move-up buyers purchasing larger homes
• Homeowners refinancing a higher loan balance

Things to know

• Jumbo guidelines vary by lender and often call for stronger credit and larger reserves.
• Down payment requirements are typically higher than for conforming loans.
• Documentation can be more detailed, so starting early helps.
• Fixed and adjustable options may be available.

Eligibility, terms, and availability depend on your situation and on lender and program guidelines, and are subject to change. Not all borrowers will qualify. No rates are quoted on this site.